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Hard Money Private Lenders

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Hard Money Lenders California

Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold.  Give us a call today at 858-947-3779 to submit your request for your next hard money loan.

Fix & Flips / Rehabs

Are you seeking property rehab hard money? We work with countless local real estate investors who frequently fix and flip properties.

Commercial Hard Money

We have commercial hard money funding available for the refinance, bridge and/or acquisition of commercial properties.

New Construction / Land

Do you need funding for land or construction needs in California for the development of residential or commercial spaces?

Buy & Hold

 Seeking out a hard money loan for a non-owner or owner occupied residential or investment property? Let us assist you in securing financing.

California Hard Money Lenders

  • Extremely Fast Funding

    Our funding system is one of the fastest in the industry and the state. We can also provide 24 hour period turn around times for business purpose loans! We want you to get your money as quick as possible so it is our top priority.

  • Efficient Communication

    Our hard money lending specialists are always in the loop with each loan and will provide help and knowledge at every step of the way. No need to worry, we will handle your application and the whole loan process efficiently, effectively and diligently.

  • Proven Results

    With each new loan we prove ourselves to be the most diligent hard money lenders in California. Our number one objective is to make all of our clients extremely satisfied so that you want to work with us again and refer others!

  • California Locals

    Having a lot of experience with California hard money lending makes us very familiar with the California market. This gives us leverage to know which lenders specifically will be interested in your loan request. You should never work with with a non-local lender.

  • Industry Veterans

    We have worked with and built relationships with many lenders in the hard money industry for over 30 years. You can trust experienced professionals like us who will get funding for you as quickly as possible. No two hard money lending scenarios are the same, but our veterans are experienced with them all.

  • Reliable

    Our partners and clients refer us new business regularly — be it family, friends or colleagues. Referrals are arguably the best validation that we are providing a trustworthy, respected and superior service!

What is Hard Money?

A hard money loan is a kind of funding where real estate is acting as the asset that backs it. Hard money loans are typically administered by private lenders and investors, and normally come with elevated interest rates.

Hard money loans are a lot like bridge loans. The biggest difference between a hard money loan and a bridge loan is that bridge loans usually involve commercial or investment properties that are in transitioning into attaining traditional financing.

Start your hard money loan application today! Call Us At 858-947-3779 or click below

A Message From Clients Like You

“HMLA was prompt in returning his answer on my property. They had funding within a week and always answered the phone when I called or texted me back. I am positive that this is the main reason the whole process went so smooth. I look forward to working with you guys on more of my properties in AZ. Thank you.”

Brian M

“I have done deals with HMLAZ twice and both times he was professional, and more importantly compassionate! My family and I were going through a rough time and not being able to qualify for a conventional loan and on the verge of losing our home came and he came to our rescue. He communicates well. Also calls back and doesn’t leave you hanging for days. If you need help with a difficult loan he is your guy! I’m proud to say this business relationship also turned into a friendship. Thanks Michael you are the best!”

John S

“HMLA made the whole process very easy. This was my first time using a hard money lender and he was able to happily explain everything clearly and simply. Not to mention I happened to have the closing from h***, and if it weren’t for them, I don’t know what would’ve happened! Thank you so much for all your hard work, and I’m looking forward to doing more business with you in the future!”

Tiffany B

“Amazingly easy to work with. I love his energy and easy going attitude. He gets it done with no stress on the client’s side! You cannot ask for a better hard money lender than Hard Money Lenders Arizona!”

Inger H

“It was such a pleasure working with Hard Money Lenders Arizona on a recent transaction for a non profit corp. What I like best is that he has a proactive approach and is never difficult to reach. Of course his attention to detail, accuracy of information, and the ability to communicate clearly, is what really puts him over the top! Highly recommend!!”

Sherry M
  • Fast Results

    From the moment your paperwork is completed, you can receive your hard money loan in as quickly as 24 hours for business purpose loans.

  • Stated Income

    No records are needed, and that means no pay stubs, W-2s, or tax returns! We are willing to fund you based on stated income and value of assets.

  • Bad Credit OK

    No credit history? Bad credit? That’s ok! We can fund your loan strictly on asset value or loan-to-value (LTV) ratio.

  • Up to 85% LTV/LTC

    We can lend up to 85% LTV (loan-to-value) and LTC (loan-to-cost) for the majority of our loans. We are sometimes even capable of doing 90%+ in certain scenarios.

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
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