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Hard Money Lenders California

Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold.

Get Funded Today, Call Now!

Hard Money Lenders California

Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold.

Google’s #1 Reviewed and Rated Hard Money Lender

Fix & Flips / Rehabs

Are you seeking property rehab hard money? We work with countless local real estate investors who frequently fix and flip properties.

Commercial Hard Money

We have commercial hard money funding available for the refinance, bridge and/or acquisition of commercial properties.

New Construction / Land

Do you need funding for land or construction needs in California for the development of residential or commercial spaces?

Buy & Hold

 Seeking out a hard money loan for a non-owner or owner occupied residential or investment property? Let us assist you in securing financing.

California Hard Money Lenders

EXTREMELY FAST FUNDING

Our funding system is one of the fastest in the industry and the state. We can also provide 24 hour period turn around times for business purpose loans! We want you to get your money as quick as possible so it is our top priority.

EFFICIENT COMMUNICATION

Our hard money lending specialists are always in the loop with each loan and will provide help and knowledge at every step of the way. No need to worry, we will handle your application and the whole loan process efficiently, effectively and diligently.

PROVEN RESULTS

With each new loan we prove ourselves to be the most diligent hard money lenders in California. Our number one objective is to make all of our clients extremely satisfied so that you want to work with us again and refer others!

CALIFORNIA LOCALS

Having a lot of experience with California hard money lending makes us very familiar with the California market. This gives us leverage to know which lenders specifically will be interested in your loan request. You should never work with with a non-local lender.

INDUSTRY VETERANS

We have worked with and built relationships with many lenders in the hard money industry for over 30 years. You can trust experienced professionals like us who will get funding for you as quickly as possible. No two hard money lending scenarios are the same, but our veterans are experienced with them all.

RELIABLE

Our partners and clients refer us new business regularly — be it family, friends or colleagues. Referrals are arguably the best validation that we are providing a trustworthy, respected and superior service!

How It Works

1. Apply Online

It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.

2. Get Approval

Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a clear, easy to understand manner.

3. Loan Funded

In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.

4. Pay Monthly

You make monthly payments to us via mail, phone or direct deposit. It’s that easy.

Why Hard Money Lenders California?

Great Rates

Rates starting at 7.99%, up to 70% LTV and 1.75 lender points with no prepayment penalties.

Reputation Matters

We are proud to be a Better Business Bureau “A+” rated Accredited Business since 2010

Clients Love Us

We are a premier 5-star rated lender on Google and Yelp for a reason. We deliver as promised.

We Can Help

Poor credit, bankruptcy, foreclosure, self-employed or foreign national? No problem.

460

Loans Funded

$292,500,000

Total Amount Funded

“HMLA was prompt in returning his answer on my property. They had funding within a week and always answered the phone when I called or texted me back. I am positive that this is the main reason the whole process went so smooth. I look forward to working with you guys on more of my properties in AZ. Thank you.”

Brian M

“I have done deals with HMLAZ twice and both times he was professional, and more importantly compassionate! My family and I were going through a rough time and not being able to qualify for a conventional loan and on the verge of losing our home came and he came to our rescue. He communicates well. Also calls back and doesn’t leave you hanging for days. If you need help with a difficult loan he is your guy! I’m proud to say this business relationship also turned into a friendship. Thanks Michael you are the best!”

John S

“HMLA made the whole process very easy. This was my first time using a hard money lender and he was able to happily explain everything clearly and simply. Not to mention I happened to have the closing from h***, and if it weren’t for them, I don’t know what would’ve happened! Thank you so much for all your hard work, and I’m looking forward to doing more business with you in the future!”

Tiffany B

“Amazingly easy to work with. I love his energy and easy going attitude. He gets it done with no stress on the client’s side! You cannot ask for a better hard money lender than Hard Money Lenders Arizona!”

Inger H

“It was such a pleasure working with Hard Money Lenders Arizona on a recent transaction for a non profit corp. What I like best is that he has a proactive approach and is never difficult to reach. Of course his attention to detail, accuracy of information, and the ability to communicate clearly, is what really puts him over the top! Highly recommend!!”

Sherry M

What is Hard Money?

A hard money loan is a kind of funding where real estate is acting as the asset that backs it. Hard money loans are typically administered by private lenders and investors, and normally come with elevated interest rates.

Hard money loans are a lot like bridge loans. The biggest difference between a hard money loan and a bridge loan is that bridge loans usually involve commercial or investment properties that are in transitioning into attaining traditional financing.

FAST RESULTS

Turnaround times can be as quick as 24 hours for business purpose hard money loans! Contact us today to discuss you options!

STATED INCOME

We do not require records like W-2s, tax returns, or pay stubs!  We can provide a hard money loan based on assets and stated income alone.

BAD CREDIT OK

No credit history?  Low credit score?  That’s ok!  We will look at your assets and LTV ratio. Contact us today to discuss you options!

UP TO 85% LTV/LTC

It is possible to receive as much as 85% LTV (loan-to-value) or LTC (loan-to-cost).  With specific circumstances, 90% may even be possible!

As Featured In

This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.
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